Steve Ignatin
Regulatory Analyst

Steve underwrote major medical policies with Lone Star Life Insurance Company in 1982. He continued his career with Jefferson Pilot and, later, The Guardian Life Insurance Companies where he was responsible for product development and marketing support in disability income and hospital indemnity products. Steve also advised senior management on State policy filings; authored IRC125 and Qualified Sick Pay Plans; and created business buy-out agreements.

Steve was the Director of Compliance for American Insurance Management Group, Inc., a managing general underwriter. There he oversaw Federal & State regulatory, reporting, and administrative issues governing the reinsurance of approximately 650 self-funded medical programs on behalf of 185 Third Party Administrators.

He has served as the Corporate Benefit Specialist for Life Care Centers of America, Inc., the largest privately held skilled nursing facility management company in the U.S. While at Life Care, Steve supervised the management of all employee benefit programs for 27,000 employees in 226 locations across 29 states. He interpreted and translated Federal and State regulatory & legislative changes into administrative procedures and practice for the employee benefit department and ancillary service providers. Steve was, during his time with LCCA, a member of the International Foundation of Employee Benefit Plans' National Peer Advisory Panel.

For a short while, Steve served as the Director of Operations for ClaimTrust, Inc., an application service provider specializing in correct coding and e-processing of Medicare claims on behalf of hospital systems and physician practice groups. There he was responsible for all regulatory compliance in regard to confidentiality, patent applications, intellectual property, etc.

Most recently Steve was a Senior Consultant with LloydsTSB Bank in London where he reviewed the large case income protection claims portfolio of its subsidiary, Scottish Widows. He provided claims management advice as well as regulatory guidance for interacting with the Financial Services Authority & the Financial Ombudsman's Service. While in the U.K., Steve was a member of the Insurance Institute of London, the Chartered Insurance Institute's Faculty of Claims, and the Assurance Medical Society.

Steve has previously held a Texas State Life, Accident, & Health Insurance License and has sat for 20+ health insurance & employee benefit related professional examinations. He holds the Health Insurance Associate, Registered Health Underwriter, and Registered Employee Benefits Consultant designations from America's Health Insurance Plans, the National Association of Health Underwriters, and The American College. Steve has a BA in Psychology from The University of Texas at Dallas.

He has, at one time or another, held corporate or individual membership in the Society of Professional Benefit Administrators, Self-Insurance Institute of America, Society of Human Resource Management, Society of Financial Service Professionals, and the National Association of Life Underwriters.